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"There's no way": Man receives $52 billion tax bill

An American man has been left confused after receiving a letter from the government claiming he owed $52 billion in unpaid taxes. Barry Tangert got two letters in the mail from the state of Pennsylvania, opening the first to find a refund check from the federal government for over $900. His joy was short-lived though as he opened the second letter to find the income billing notice from the Pennsylvania Department of Revenue claiming that he owed a jaw-dropping $52,950,744,735.28 ($34,576,826,561.47 AUD). “I knew it was an obvious blunder. I don’t even make over $100,000 a year, so there’s no way I could owe anywhere near that,” Barry Tangert told local outlet News 8. The total sum was so large it didn’t even fit on a single line on the document. Tangert immediately knew it was a mistake, with the astonishing number being more than triple the $11 billion America’s richest man Elon Musk says he owed the government in 2022. How the error made it all the way to his doorstep is still a mystery to Tangert. “I don’t know if it was a computer glitch in the transmission or if it was an input error from my tax preparer,” Tangert said, noting that his tax preparer filed an amendment after noticing an error on his 2022 return. He reached out to the Pennsylvania Department of Revenue’s customer service line, which also provided little help to the baffled man. “The first thing he said was, ‘You had a good year.’ And I said, ‘I wish,’” Tangert said. Fortunately, the state department has since resolved the issue, which it chalked up to wrong numbers simply being put into the system. Image credits: WGAL News 8

Money & Banking

Tourist slapped with $225k bill after simple mistake

An American tourist has revealed the moment he was charged with a $US143k (AU$225k) bill after a short holiday to Switzerland. Rene Remund and his wife Linda went on the trip last September. Prior to their travels, Remund made sure to inform his mobile phone provider, T-Mobile, that he was going overseas and as a customer of 30 years, he was told he was “covered”. So, with no worries at all, the tourist shared photos of his moments in the Swiss countryside with friends and family via photo messages. Imagine his surprise when he came home to a six-figure bill, after he racked up thousands and thousands of dollars in daily roaming costs. “I get this T-Mobile bill and it doesn’t bother me very much because I was reading $143,” he explained, adding it wasn’t until he went to pay the bill that he realised a few more zeros were involved. “I look at the bill and I say, ‘excuse me’,” he said. “$143,000 … are you guys crazy?” According to the bill, Remund had racked up 9.5 gigabytes of data while in Europe, which cost him thousands of dollars each day. While it wasn't a huge amount of data, not being covered by roaming fees will cause a user to run up a huge bill very quickly. “I called [T-Mobile] and the girl put me on hold for a while,” he explained. “She said let me check this out and I’ll get back to you. She gets back and says, yeah this is a good bill. “I said, ‘what do you mean it’s a good bill?’ And she says ‘well, this is what you owe’. “I said ‘you’re kidding me … you’re crazy’.” After confirming that his bill was in fact AU$225,000, Remund hired a lawyer to argue the fact that he was covered for international roaming. His lawyer issued a letter to the president of T-Mobile, and they only received a reply a few days ago. The letter from T-Mobile allegedly said that the service provider was “sorry” for the charges, and that Remund would receive a “credit” to eliminate the entire bill. In an email shared to local media Scripps News Tampa, the mobile phone provider said that customers should always “check the travel features of their plan, such as international data roaming, before departing”. “If a customer is on an older plan that doesn’t include international roaming for data and calling, they’ll need to make sure they’re using aeroplane mode and wi-fi when using data to be certain the device doesn’t connect to an international network.” <em style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif; background-color: #ffffff; outline: none !important;">Images: ABC Action News

Travel Trouble

Why Mr Bean is being blamed for decreasing electric vehicle sales

Rowan Atkinson has been blamed for a decrease in electric car sales, with a "damaging" article being debunked in the House of Lords. The actor and comedian, who is also a well-known car enthusiast, wrote an article for The Guardian, claiming he felt "duped" by electric vehicles, saying they aren't as eco-friendly as they are often portrayed. Atkinson says the problem with the vehicles' sustainable marketing focuses on just one part of the car’s operating life: what comes out of the exhaust pipes and ignores other elements such as the manufacturing and the mining of rare earth minerals, shipping and building of the batteries. These claims, and the article itself, have been addressed by the UK's House of Lords, with politicians blaming the story for a decrease in electric vehicle sales. UK think tank the Green Alliance says, “One of the most damaging articles was a comment piece written by Rowan Atkinson in The Guardian which has been roundly debunked.” Other deterrents identified by the committee were the high purchase price and insufficient charging infrastructure. Social media users were quick to take Atkinson's side in the debate, with one person writing on X, “If Rowan Atkinson is responsible, then give him a knighthood.” Another user says, “Rowan Atkinson with a degree and masters in Engineering. Knows more than those pushing electric cars.” "Apparently it's Mr Bean's fault for the poor take up of electric cars. Cancel him," another said. For the last 12 months, high power costs in the UK have meant that fast charging your electric car can be more expensive than refuelling a petrol or diesel vehicle. The UK is planning to ban sales of petrol and diesel vehicles from 2035, despite the slip in sales. Image credits: Getty Images

Legal

5 tips for getting off gas at home – for a cleaner, cheaper, healthier all-electric future

<a href="https://theconversation.com/profiles/trivess-moore-12580">Trivess Moore</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/alan-pears-52">Alan Pears</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>, and <a href="https://theconversation.com/profiles/nicola-willand-441807">Nicola Willand</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Burning gas in our homes to cook food or heat air and water has become a contentious issue. Gas is an expensive, polluting fossil fuel, and there’s mounting evidence to suggest it’s also <a href="https://www1.racgp.org.au/ajgp/2022/december/health-risks-from-indoor-gas-appliances">bad for our health</a>. Five million existing Australian households will need to <a href="https://grattan.edu.au/report/getting-off-gas/">get off gas</a> within the next 30 years. But for homeowners, the upfront cost can be a major barrier to action. Renters rarely get a say over the appliances installed in their homes. And apartment owners can struggle to make individual changes too. In most cases it’s worth making the switch, for the energy bill savings alone. For example, analysis suggests a household in Melbourne switching from gas to electricity can save <a href="https://theconversation.com/all-electric-homes-are-better-for-your-hip-pocket-and-the-planet-heres-how-governments-can-help-us-get-off-gas-207409">up to A$13,900</a> over a decade. If you’re contemplating upgrading gas appliances in your home, or even disconnecting from the gas network altogether, here are a few handy tips and resources to cut through the confusion. <figure><iframe src="https://www.youtube.com/embed/2JuZgXz6zNo?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>Homes must switch away from gas by 2050, says policy think tank (ABC News)</figcaption></figure> <h2>Tip 1 – Find trusted, independent information</h2> There is no shortage of information on how to make the switch from gas to all-electric appliances. The challenge is finding <a href="https://theconversation.com/we-need-a-lemon-law-to-make-all-the-homes-we-buy-and-rent-more-energy-efficient-204369">trusted and independent information</a>. Not-for-profit organisation <a href="https://renew.org.au/">Renew</a> has compiled a range of <a href="https://renew.org.au/resources/how-we-can-help/efficient-electric-homes/how-we-can-help-going-off-gas/">presentations, guides, case studies and research</a>. <a href="https://www.choice.com.au/">Choice</a> provides independent reviews of household appliances, including operating costs. The Australian government’s <a href="https://www.energyrating.gov.au/">Energy Rating website</a> provides information on appliances to help consumers compare performance. Some <a href="https://www.yarracity.vic.gov.au/services/take-climate-action">local councils</a> and <a href="https://totallyrenewableyack.org.au/">community groups</a> also provide information, support and bulk-buying schemes. You could also visit some of the all-electric homes open to the public for <a href="https://sustainablehouseday.com/">Sustainable House Day</a>. This can help you learn what works from people who have already made the change. The <a href="https://www.facebook.com/groups/MyEfficientElectricHome">My Efficient Electric Home</a> group on Facebook is another active and helpful forum. If you are going all-electric as part of a wider retrofit, consider an independent <a href="https://www.homescorecard.gov.au/">Residential Efficiency Scorecard assessment</a>. This will help you understand what to else you can do to maximise <a href="https://theconversation.com/the-other-99-retrofitting-is-the-key-to-putting-more-australians-into-eco-homes-91231">thermal comfort, environmental benefits and financial outcomes</a>. <h2>Tip 2 – Plan your approach</h2> Once you understand what to do, the next step is planning how to go about it. Think about what is most important to your household. What is driving the change? If it’s your health, you might like to start by eliminating indoor air pollution from the gas stove. Or if you want to save money, start using reverse-cycle air conditioning to heat your home, rather than gas. There are three main ways to go all-electric: <ul> <li> Replace all your gas appliances at once. Making the change quickly minimises disruption to your home. You may save money on installation costs by doing everything in one go. You will avoid ongoing fixed gas supply charges once you disconnect from the gas network, but you may be required to pay an “<a href="https://energy.act.gov.au/switching-off-your-gas-connection/">abolishment fee</a>” for permanent disconnection. That fee can vary significantly, depending on your location and gas provider. Costs <a href="https://www.smh.com.au/environment/sustainability/would-you-pay-1000-to-get-off-gas-consumer-dismay-over-disconnection-cost-20230223-p5cmw9.html">could be up to $1000 (or more)</a> but some states like Victoria have capped the price a <a href="https://reneweconomy.com.au/fossil-gas-death-spiral-regulator-sets-exit-fee-to-socialise-cost-of-mass-disconnection/">household can be charged at $220</a>. Renters wouldn’t be able to permanently disconnect without permission from the landlord, so they would still be open to paying the daily connection fee even if they found alternative electric options for everything else. </li> <li> Replace your gas appliances one at a time, as finances allow. However, there will come a point where <a href="http://www.ata.org.au/wp-content/projects/CAP_Gas_Research_Final_Report_251114_v2.0.pdf">financially you will be better off</a> replacing all the remaining gas appliances. This is largely because it will not be affordable to keep paying the daily connection cost for gas if you just have one gas appliance remaining. </li> <li> Just stop using gas appliances in favour of existing electric appliances that do the same job, such as a <a href="https://reneweconomy.com.au/the-traps-laid-by-the-fossil-gas-industry-for-uninformed-households/">reverse cycle air conditioner for space heating</a>. You may have – or can buy – plug-in electric alternatives, such as a microwave ovens, portable induction cooktops, air fryers and heaters. These can be a good option for renters when landlords won’t make changes. </li> </ul> You could even borrow portable appliances to see how they work before committing to buying your own. <figure><iframe src="https://www.youtube.com/embed/tLjWZicC4mE?wmode=transparent&start=2" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>Households share their electrification journey (Renew)</figcaption></figure> <h2>Tip 3 – Access available rebates and resources</h2> Most states offer various rebates for households to reduce the upfront cost of replacing gas appliances. These could reduce costs by thousands of dollars. Some rebates also target rental housing. Here is a list of key rebates available in different states: <ul> <li><a href="https://www.epw.qld.gov.au/about/initiatives/household-energy-savings-program">Queensland</a></li> <li><a href="https://www.energy.nsw.gov.au/households/rebates-grants-and-schemes">New South Wales</a></li> <li><a href="https://www.climatechoices.act.gov.au/policy-programs/home-energy-support-rebates-for-homeowners">ACT</a></li> <li><a href="https://www.energy.vic.gov.au/for-households/victorian-energy-upgrades-for-households">Victoria</a></li> <li><a href="https://recfit.tas.gov.au/household_energy/energy_saver_loan_scheme">Tasmania</a></li> <li><a href="https://www.sa.gov.au/topics/energy-and-environment/using-saving-energy/retailer-energy-productivity-scheme">South Australia</a></li> </ul> Some not-for-profit organisations (such as the <a href="https://www.bsl.org.au/services/energy-assistance/">Brotherhood of St Laurence</a>) offer financial and other support for lower-income households struggling to pay their energy bills. <h2>Tip 4 – Wait for a sale or negotiate a better deal</h2> It might sound simple but you can always save money by waiting until these electric appliances are on sale. If you are buying multiple appliances you can try to negotiate a better price. Factory seconds outlets offer lower prices as well. <h2>Tip 5 – Know the issues</h2> While the shift to all-electric will likely provide many benefits there are some things you need to consider: <ul> <li>The carbon emissions from electricity are falling fast, and many homes have rooftop solar. Combining <a href="https://grattan.edu.au/report/getting-off-gas/">all-electric with solar panels</a> will maximise returns.</li> <li>You may have to adjust to how new technologies operate and perform. For example, you may need <a href="https://www.theage.com.au/goodfood/tips-and-advice/do-you-really-have-to-buy-new-cookware-all-your-burning-questions-about-induction-cooking-answered-20230810-p5dvd0.html">new, metallic cookware for an induction cooktop</a> and become familiar with their fast response. Additionally, some people find heat from reverse cycle air conditioners to be drier and/or draughtier than gas heating. Floor-mounted units heat more effectively.</li> <li>It is not just the energy performance of appliances that matters. For example, noise from heat pump hot water services can vary across different brands. They can also require more space for installation.</li> <li>Undertaking a wider energy retrofit (for example, increasing insulation in walls, ceiling and underfloor, upgrading windows to double glazing) may mean you can buy a smaller, cheaper reverse cycle air conditioner when replacing gas heating.</li> <li>Electric appliances also need maintenance to make sure they perform optimally. For example, reverse cycle air conditioners have filters that must be regularly cleaned. While this can be done by households, it can be hard for people with mobility issues.</li> <li>Depending on the capacity of your electricity switchboard or wiring, extra electric appliances may require upgrades.</li> <li>For renters, while you could use portable appliances, you may not be able to disconnect from gas completely, meaning you would still have to pay a daily connection fee.</li> <li>Gas and electricity prices can change over time, for many reasons. For example, if fixed gas distribution costs are spread over fewer customers.</li> </ul> <h2>A worthwhile investment</h2> Australian states and territories have started banning gas in new builds. Victoria and the ACT will soon require <a href="https://theconversation.com/cooking-and-heating-without-gas-what-are-the-impacts-of-shifting-to-all-electric-homes-210649">new housing and major renovations to be all-electric</a>. Others are likely to follow. For people in existing housing around Australia, it can be daunting to make the switch. Many of us have grown up with gas in our homes and when one appliance breaks, the easiest thing to do is replace like-for-like. But the weight of evidence shows it’s worth taking the time to look at the alteratives and invest in upgrading to all-electric appliances. The benefits far outweigh the costs. <img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/211261/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/trivess-moore-12580">Trivess Moore</a>, Senior Lecturer, School of Property, Construction and Project Management, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/alan-pears-52">Alan Pears</a>, Senior Industry Fellow, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>, and <a href="https://theconversation.com/profiles/nicola-willand-441807">Nicola Willand</a>, Senior Lecturer, School of Property, Construction and Project Management, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/5-tips-for-getting-off-gas-at-home-for-a-cleaner-cheaper-healthier-all-electric-future-211261">original article</a>.

Home & Garden

Cooking (and heating) without gas: what are the impacts of shifting to all-electric homes?

<a href="https://theconversation.com/profiles/trivess-moore-12580">Trivess Moore</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/alan-pears-52">Alan Pears</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>, and <a href="https://theconversation.com/profiles/joe-hurley-157161">Joe Hurley</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Gas connections for all new housing and sub-divisions will be <a href="https://www.premier.vic.gov.au/new-victorian-homes-go-all-electric-2024">banned in Victoria</a> from January 1 next year. The long-term result of the state government’s significant change to planning approvals will be all-electric housing. The ACT made <a href="https://www.climatechoices.act.gov.au/policy-programs/preventing-new-gas-network-connections">similar changes</a> early this year, in line with a shift away from gas across <a href="https://www.bbc.com/news/science-environment-47559920">Europe</a> and <a href="https://www.theguardian.com/environment/2023/jan/19/gas-stove-culture-war-united-states">other locations</a>, although the NSW Premier Chris Minns has <a href="https://www.theguardian.com/australia-news/2023/jul/31/nsw-wont-ban-gas-in-new-homes-as-premier-declares-i-dont-need-another-complication">baulked</a> at doing the same. Around <a href="https://www.energy.vic.gov.au/renewable-energy/victorias-gas-substitution-roadmap">80% of homes</a> in Victoria are connected to gas. This high uptake was driven by gas being seen as more affordable and sustainable than electricity over past decades. The situation has <a href="https://www.iea.org/events/net-zero-by-2050-a-roadmap-for-the-global-energy-system">changed dramatically</a> as renewable electricity generation increases and <a href="https://www.abc.net.au/news/2023-07-27/aemo-wholesale-electricity-prices-fall-impact-power-bills/102654498">costs fall</a>. <a href="https://theconversation.com/all-electric-homes-are-better-for-your-hip-pocket-and-the-planet-heres-how-governments-can-help-us-get-off-gas-207409">Research</a> has suggested for more than a decade that the benefits of all-electric homes <a href="https://bze.org.au/research_release/energy-efficient-buildings-plan/">stack up in many locations</a>. New homes built under mandatory building energy performance standards (increasing from <a href="https://thefifthestate.com.au/innovation/building-construction/victoria-kicks-the-can-down-the-road-again-on-the-national-construction-code/">6 to 7 stars</a> in Victoria in May 2024) need smaller, cheaper heating and cooling systems. Installing reverse-cycle air conditioning for cooling provides a cost-effective heater as a bonus. Savings from not requiring gas pipes, appliances and gas supply infrastructure help to offset the costs of highly efficient electric appliances. Mandating fully electric homes means economies of scale will further reduce costs. <h2>How does this ban help?</h2> To achieve environmentally sustainable development, reforms of planning policy and regulation <a href="https://theconversation.com/sustainable-cities-australias-building-and-planning-rules-stand-in-the-way-of-getting-there-84263">are essential</a> to convert innovation and best practice to mainstream practice. Planning policy is particularly important for apartment buildings and other housing that may be rented or have an owners’ corporation. Retrofits to improve energy efficiency can be difficult in these situations. Banning gas in new and renovated housing will <a href="https://grattan.edu.au/report/getting-off-gas/">cut greenhouse gas emissions</a>. It’s also <a href="https://theconversation.com/gas-cooking-is-associated-with-worsening-asthma-in-kids-but-proper-ventilation-helps-151591">healthier for households</a> and <a href="https://www.sustainability.vic.gov.au/research-data-and-insights/research/research-reports/the-victorian-healthy-homes-program-research-findings">reduces healthcare costs</a> as well as <a href="https://grattan.edu.au/report/getting-off-gas/">energy bills and infrastructure costs</a>. The Victorian government suggests the change will save all-electric households <a href="https://www.premier.vic.gov.au/new-victorian-homes-go-all-electric-2024">about $1,000 a year</a>. Houses with solar will be even better off. The government appears to be offering wide support to ensure these changes happen, but this will need to be monitored closely. Some households will face extra costs for electric appliances and solar panels. The government’s announcement of <a href="https://www.premier.vic.gov.au/new-victorian-homes-go-all-electric-2024">$10 million</a> for Residential Electrification Grants should help with some of these costs while the industry adjusts. There will be impacts and benefits for the local economy. Some jobs may be lost, particularly in the gas appliance and plumbing industry. The government has announced financial support to retrain people and they will still have essential roles in the existing housing sector. Many gas appliances are imported, including ovens, cooktops and instantaneous gas water heaters. Some components of efficient electric products, such as hot water storage tanks, are made locally. Local activities, including distribution, sales, design, installation and maintenance, comprise much of the overall cost. <h2>Challenges of change must be managed</h2> Sustainability benefits will depend on what <a href="https://grattan.edu.au/report/getting-off-gas/">happens with the energy network</a>. We need more renewable energy, energy storage and smarter management of electricity demand. The shift to all-electric homes may mean winter peak demand for heating increases. Energy market operators and governments will have to monitor demand changes carefully to avoid the reliability issues we already see in summer. However, improving energy efficiency, energy storage and demand management will help reduce this load (and household costs). While the benefits are clear for new homes, the changes may <a href="https://www.bsl.org.au/research/publications/enabling-electrification/">increase gas costs and energy poverty</a> for residents of existing housing who don’t shift to efficient electric solutions. The government has reconfirmed financial rebates to help households switch from gas. In addition, existing housing may face building quality and performance issues. Some may require electrical wiring upgrades as part of the transition. Social acceptance of some electric appliances may also be an issue. For example, <a href="https://www.rmit.edu.au/about/schools-colleges/property-construction-and-project-management/research/research-centres-and-groups/sustainable-building-innovation-laboratory/projects/heet-housing-energy-efficiency-transitions">our research</a> has found some households dislike the way heating from reverse cycle air conditioners feels. Others do not like cooking on induction cooktops. Consumer education and modifications to appliances and buildings may be needed to increase acceptance and avoid backlash. Some electric appliances are available overseas but not in Australia. Higher demand may increase the range of imports. For example, floor-mounted heat pumps can make heating feel similar to gas heating while still providing effective cooling. We should not assume electric appliances are all equal. To improve consumer protection, action is needed on weak standards and limited and inconsistent public information. For example, information on noise levels and efficiency under a range of weather conditions must be standardised. Moving housing away from gas is an <a href="https://link.springer.com/book/10.1007/978-981-99-2760-9">important step</a> in the transition to a zero-carbon economy and energy system. Careful management is needed to ensure this transition is effective, accepted and fair. Continued planning reforms are also essential to ensure environmentally sustainable development of housing and communities. Other urgent priorities include urban cooling and greening, and <a href="https://theconversation.com/turning-the-housing-crisis-around-how-a-circular-economy-can-give-us-affordable-sustainable-homes-208745">circular economy approaches</a> to reduce the material and waste impacts of housing and thus the carbon that goes into building and running homes.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/210649/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/trivess-moore-12580">Trivess Moore</a>, Senior Lecturer, School of Property, Construction and Project Management, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/alan-pears-52">Alan Pears</a>, Senior Industry Fellow, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>, and <a href="https://theconversation.com/profiles/joe-hurley-157161">Joe Hurley</a>, Associate Professor, Sustainability and Urban Planning, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/cooking-and-heating-without-gas-what-are-the-impacts-of-shifting-to-all-electric-homes-210649">original article</a>.

Home & Garden

"My unexpected $223,000 overseas bill"

Jeffrey Yates had just embarked on a once-in-a-lifetime holiday with his wife to celebrate their wedding anniversary. Instead, he ended up racking up a whopping $223,255 bill, the biggest claim his insurance company had seen during 2017. The 71-year-old from Western Australia said the pair’s much-anticipated trip had started off well. “The trip was a particularly special one as it was our 50th wedding anniversary, so it was something we’d been looking forward to for quite some time,” Mr Yates told <a href="http://www.news.com.au/travel/travel-advice/health-safety/my-unexpected-223000-overseas-bill/news-story/94cd850899f9e1367bf6f3fb49621307">news.com.au.</a> “We started in Dubai, and then went over to Athens. From there, we jumped on a cruise from Athens to Barcelona.” But things soon took a turn when Jeffrey was struck with a series of illnesses while in Italy. “We were only a week in when my health started to deteriorate,” he said. “I contracted legionnaires’ disease and pneumonia which led to me discovering that I had emphysema on the trip. “The experience was quite scary and my wife and our two friends had to leave the cruise early to assist during my recovery.” He ended up in hospital for more than a month. “Within three days they’d dropped us off in Naples to see a specialist hospital, which led to 16 days in intensive care. This was followed by an extended stay in hospital. “All up, I was out of action for 47 days. After all was said and done, the total came to well over $220,000 … It was an extremely difficult situation.” Jeff says that while the couple always take out travel insurance, it was more for his wife who has ongoing health issues. He hadn’t anticipated he would need it. “It’s not something you think about, especially given how quickly those transportation and hospital bills can add up,” he said. “Of course, we were disappointed that such a long-awaited trip had been cut short, but we are grateful that it wasn’t worse and that we weren’t left out of pocket.” He says his experience show that all travellers need to protect themselves when travelling – as you really never know what could happen. Jeff still has ongoing health issues that he is being monitored for, including breathing issues for which he still requires oxygen. Images: Getty

Travel Trouble

How to avoid mobile phone bill horror stories when travelling

"I'm sorry, calls to this number are not allowed, please try again later". This. Again. At 1am standing outside what I thought was our Galway Airbnb, but instead was a popular alley for Irish revellers to relieve themselves. Brilliant. After begging a convenience store manager, borrowing a phone and stealing some local wi-fi, we made it to bed before 3am (one-star rating for the Airbnb host, naturally). Such was the power of the phone company when you're on holiday, I still got pinged far-too-high amounts for calls and data used to attempt a check-in at the Irish abode. A reader recently contacted me wanting to avoid such a conundrum by asking for the best SIM cards available in Europe. Thankfully, EU law has recently shielded travellers from harsh cross-border roaming charges by ruling that providers cannot charge excessively for access to rival networks in fellow EU nations. You'll see the kiosks hawking pre-paid SIM packages at many major airports. If you want the dependability a SIM provides, assess your needs and shop around. Better yet, get to know your smartphone better and use the whole range of mobile apps that will soon make international call and text roaming redundant. Organising hotels, taxis, tours, dinner reservations as well as calling home and making your friends and colleagues jealous with holiday snaps can all be done with a wi-fi connections, which are readily available and far cheaper (if not free). Avoid phone bill shock when you're away <ul> <li>Contact your mobile phone company rep about your destination and length of stay to see what add-ons and spending caps may be best.</li> <li>Only purchase local SIMs if you're in the country more than a week, have an unplanned itinerary or will have no free wi-fi at your accommodation.</li> <li>If you're on a per-day bundle, choose a few days to be on-the-grid and turn off your mobile data on other days.</li> <li>Go wi-fi only, in North American, Asian and European cities it's readily available.</li> <li>Embrace apps like Uber, Gett, WhatsApp, OpenTable and TripAdvisor to book taxis, call home and book restaurants and tours using hotel wi-fi and thus limiting calls.</li> </ul> Image credit: Shutterstock Written by Josh Martin. Republished with permission of <a href="http://www.stuff.co.nz/" target="_blank" rel="noopener">Stuff.co.nz</a>.

Travel Tips

1 in 4 households struggle to pay power bills. Here are 5 ways to tackle hidden energy poverty

<a href="https://energyconsumersaustralia.com.au/news/how-increases-in-energy-prices-are-impacting-consumers#:%7E:text=Energy%2520affordability%2520is%2520not%2520just,in%2520the%2520past%252012%2520months.">One in four Australian households</a> are finding it hard to pay their gas and electricity bills. As winter looms, <a href="https://www.aer.gov.au/news-release/default-market-offer-2023%25E2%2580%259324-draft-determination">energy price rises</a> will make it even harder. Cold homes and disconnections resulting from energy poverty threaten people’s health and wellbeing. <a href="https://www.acoss.org.au/wp-content/uploads/2023/03/ACOSS-cost-of-living-report2-March-2023_web_FINAL.pdf">Income support for welfare recipients</a> and retrofitting homes to make them more thermally efficient – by adding insulation, for example – can ease the burden. And when homes are not too cold or hot, <a href="https://theconversation.com/fuel-poverty-makes-you-sick-so-why-has-nothing-changed-since-i-was-a-child-living-in-a-cold-home-201787">people’s health benefits</a>. This in turn <a href="https://apo.org.au/node/319556">eases pressure on the public health system</a>. However, many people are missing out on assistance as programs often do not recognise their difficulties. Their energy vulnerability is hidden. <h2>What forms does hidden energy poverty take?</h2> <a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">Our newly published study</a> has revealed six aspects of hidden energy vulnerability. These are: <ol> <li> underconsumption – households limit or turn off cooling, heating and/or lights to avoid disconnections </li> <li> incidental masking – other welfare support, such as rent relief, masks difficulties in paying energy bills </li> <li> some households disguise energy poverty by using public facilities such as showers or pooling money for bills between families </li> <li> some people conceal their hardship due to pride or fear of legal consequences, such as losing custody of children if food cannot be refrigerated because the power has been cut off </li> <li> poor understanding of energy efficiency and the health risks of cold or hot homes adds to the problem </li> <li> eligibility criteria for energy assistance programs may exclude some vulnerable households. For example, people with income just above the welfare threshold are missing out on energy concessions. Energy retailer hardship programs also ignore people who have voluntarily disconnected due to financial hardship. </li> </ol> <h2>5 ways to help these households</h2> Our studies suggest trusted intermediaries such as people working in health, energy and social services can play a vital role in identifying and supporting such households. First, energy efficiency and hardship initiatives may be <a href="https://www.rmit.edu.au/about/schools-colleges/property-construction-and-project-management/research/research-centres-and-groups/sustainable-building-innovation-laboratory/projects/care-at-home-system-improvements">integrated into the My Aged Care in-home care system</a>. Energy poverty risk identification, response and referral could be built into the national service’s assessment form. This could leverage existing client screening processes. The system’s front-line staff could connect at-risk householders with energy counsellors. These counsellors could help people access better energy contracts, concessions, home retrofits and appliance upgrade programs. A new Commonwealth “energy supplement” could help pay for essential energy-related home modifications. This would help avoid My Aged Care funds being diverted from immediate healthcare needs. Second, general practitioners and other health professionals could help identify energy vulnerability among patients with medical conditions of concern. They could also provide letters of support emphasising renters’ health-based need for air conditioners or heaters. Third, energy providers could use household energy data to identify those that seem to be under-consuming or are often disconnected. They could also identify those that are not on “best offer” deals. They could be proactive in checking struggling householders’ eligibility for ongoing energy concessions and one-off debt relief grants offered by states and territories. Energy providers could also make it easier for social housing providers to ensure concessions for tenants renew automatically. Fourth, local councils could use their data to identify at-risk householders. They might include those with a disability parking permit, discounted council rates or in arrears, on the social housing waiting list, Meals on Wheels clients and social housing tenants. Maternal and child health nurses and home and community care workers making home visits could call attention to cold or hot homes. Councils could employ in-house energy counsellors to provide assistance and energy literacy training. Council home maintenance teams could develop bulk-buying, insulation and neighbourhood retrofit programs. Strategies to reduce vulnerability to energy poverty should be part of municipal public health and wellbeing plans. Under these strategies, net-zero-carbon funds set up by states and local councils to reduce emissions could finance targeted housing retrofits. We also suggest setting up a central helpline to improve access to energy assistance via local referrals. Fifth, residential energy-efficiency programs could become more person-centric. For example, we already have <a href="https://www.homescorecard.gov.au/">Residential Efficiency Scorecard</a> audits to assess the thermal quality of a home. These audits could also explore whether concessions and better energy deals are available to the household. <h2>Building capacity at all levels</h2> <a href="https://cur.org.au/cms/wp-content/uploads/2021/08/tackling-hidden-energy-final.pdf">Capacity-building strategies</a> are needed at all levels – individual, community and government – to overcome the <a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">challenges</a> of reducing energy poverty. Current obstacles include the competing priorities of service providers, lack of time and resources, and <a href="https://www.sciencedirect.com/science/article/abs/pii/S2214629622003553">poor co-ordination between siloed</a> programs and services. Access to essential energy services should be part of state and local governments’ strategic health plans. Housing, energy and health departments could work together to include housing retrofits in preventive health programs. A comprehensive approach is needed to overcome hidden energy poverty. It must include public education, integrated services and well-funded energy-efficiency programs. Regulatory reforms and ongoing funding are both needed to improve the availability of energy-efficient, affordable homes for tenants. Our suggested strategies start with improving the skills and knowledge of trusted intermediaries. Doctors, social workers, housing officers, community nurses and volunteers can play a central role. Using these front-line professionals to help identify and act on energy poverty offers a novel, cost-effective and targeted solution. This article originally appeared on <a href="https://theconversation.com/1-in-4-households-struggle-to-pay-power-bills-here-are-5-ways-to-tackle-hidden-energy-poverty-204672" target="_blank" rel="noopener">The Conversation</a>. Images: Getty

Home Hints & Tips

Dad’s horror at six-year-old’s massive bill

A young boy from Michigan has learned a tasty lesson in money management. Six-year-old Mason Stonehouse had been playing on his dad’s phone when he discovered his soon-to-be favourite app - food delivery service Grubhub. After putting his son to bed, Mason’s father Keith was shocked to find delivery drivers began to frequent their doorstep, one after the other leaving something behind. Keith likened the strange evening to a Saturday Night Live skit, and in doorbell camera footage he could be heard asking one of the drivers “what the hell is going on?” A look at his phone confirmed that Mason had pulled off a parent’s nightmare - the boy had ordered almost $2,000 (AUD) of food from restaurants all across their town. Speaking with TODAY.com, Keith explained that the two were having father and son time in front of the TV when Mason asked to use Keith’s phone. Mason often uses his dad’s phone to play educational games, so Keith thought nothing of it, allowing Mason 30 minutes with the device. Keith recalled how Mason made his way downstairs to play, and went to bed without a fuss when his half hour was up. “A 6-year-old going to bed is not normally an easy thing but he was surprisingly really good,” he said. “There was no fight, no ‘I’m hungry’, or making up stuff to stay up. He just went to bed, and I was like, ‘Wow, this is amazing, I wish Mom was here to witness this’. And all of a sudden I hear the doorbell.” To various news outlets, Keith has mentioned how it was “car after car” that kept “coming and coming” to the family’s home in Chesterfield Township. In his own Facebook post about the incident, he shared Mason’s shopping list, telling his friends “if you’re hungry and you’re in the mood for 5 orders of jumbo shrimp, salad, grape leaves, rice, 3 hanis, several orders of chilli cheese fries, chicken shawarma sandwiches, and plenty of Ice cream - swing on by SMH.” Keith saw Mason’s delectable adventure to an end when his bank declined an order of $635 (AUD) for pepperoni pizza. As he told Good Morning America, this “would’ve been on top of the $1,000 worth of food that was piling in my kitchen.” This wasn’t even Mason’s first order of the evening from the same establishment - Happy’s Pizza for a happy Mason - with a sizable jumbo shrimp delivery already having made it to their doorstep. MLive.com heard from Keith that he tried to speak to Mason about what had happened, but soon discovered that their priorities weren’t exactly aligned, “I was trying to explain to him that this wasn’t good and he puts his hand up and stops me and says, ‘Dad, did the pepperoni pizzas come yet?’” “I had to walk out of the room. I didn’t know if I should get mad or laugh,” he admitted. Whether the entire situation prompted more amusement or exasperation from the Stonehouses, they assured everyone that none of Mason’s bouncy went to waste, with the food going to their neighbours, and their phones well away from Mason’s sneaky shopping. Images: Facebook

Money & Banking

Banksy: who should foot the bill to protect his work in public spaces?

When a mural by artist Banksy <a href="https://www.bbc.co.uk/news/uk-wales-46617742">appeared on a garage wall</a> in Port Talbot, the building’s owner, Ian Lewis, had no idea just <a href="https://www.bbc.co.uk/news/uk-wales-46771722">how many people</a> would want to get a good look at it. The mural has attracted <a href="https://www.bbc.co.uk/news/uk-wales-46759349">thousands of visitors</a> and Lewis has been keen to <a href="https://www.bbc.co.uk/news/uk-wales-46617742">protect it</a>, by employing guards, and building a see-through covering over the work. But should there even be security on a piece of graffiti? After all, <a href="https://hyperallergic.com/38778/occupying-the-walls-graffiti-as-political-protest/">the essence of graffiti</a> is that it is temporary and subject to the possibility of being covered over with the next slogan or image. It has long been one of the means by which people can <a href="https://www.theguardian.com/cities/gallery/2017/may/17/writing-wall-political-graffiti-banksy-brexit-trump-in-pictures">make their views known</a> in a very public way without official sanction. It is a form of protest that visually takes up public space and asks for no endorsement and often no individual credit. The list of graffiti artists who have gained recognition in the contemporary art world is not a long one. Shepherd Fairey, who <a href="https://www.artic.edu/artworks/229396/barack-obama-hope-poster">designed the Obama “Hope” poster</a>, and <a href="https://www.theartstory.org/artist-basquiat-jean-michel.htm">Jean Michel Basquiat</a> are two of the most well known. Banksy himself has been quoted as saying that he never craved commercial success and that it’s actually <a href="https://www.villagevoice.com/2013/10/09/village-voice-exclusive-an-interview-with-banksy-street-art-cult-hero-international-man-of-mystery/">a mark of failure for a graffiti artist</a>. A lofty sentiment, but whether he wants it or not, the popularity of Banksy’s work is phenomenal. The pared down stencil style coupled with often highly astute political commentary and visual puns is easy to read. It is enough to satisfy even those for whom art should consist of a “proper picture of something”. It also lends itself very well to reproduction and copying. I actually have a mug emblazoned with Banksy style rats sitting on my desk as I write. This is what happens when an iconoclast becomes an icon. What started out as a practice that deliberately subverted the concept of art as an exclusive, costly investment, has now become just as commodified as the latest piece by <a href="https://www.theartstory.org/artist-hirst-damien.htm">Damien Hirst</a>. <h2>Banksy’s bankability</h2> I’m personally on the fence about some of Banksy’s more recent work. I’m completely on board with the political nature of the imagery and most definitely share a lot of his ideological sentiments, but there is a degree to which he is becoming a parody of himself. For example, while it’s easy to appreciate the point he was making with the recently auctioned self-destructing drawing “<a href="https://theconversation.com/banksy-i-was-in-the-room-when-his-painting-shredded-and-enhanced-his-brand-104660">Love is in the Bin</a>”, no one could convince me that he was unaware of the effect that the action would have on his bankability. Given he knows the impact his work can have, was it selfish of Banksy to impose this latest piece on the unsuspecting garage owner? Or was it an act of extreme philanthropy, bestowing on Port Talbot a gift that can be used either to benefit the individual or the community? He must have known that Lewis would be plagued with attention, and the inevitability of this imposed cultural responsibility must surely have at least crossed Banksy’s mind. Public art comes in many diverse forms, from the monumental statues commemorating historical figures, to the temporary and often illegal murals created by contemporary graffiti artists. My own practice is informed by an ethos of inclusion that places the nearby community at the centre of decisions about how it is created, themed and managed. Because of that philosophical background, I do find Banksy’s imposition of his work without regard for its effect on the local community to be irritatingly entitled. However, the <a href="https://www.theartstory.org/artist-banksy-artworks.htm">issues he highlights</a> such as the <a href="https://theartstack.com/artist/banksy/i-remember-when-all-this-was-trees">capitalist obsession with growth</a> over sustainability, and <a href="https://www.independent.co.uk/voices/banksy-port-talbot-graffiti-wales-michael-sheen-steel-pollution-environment-a8692821.html">industrial air pollution</a> are relevant and important to a much wider community, so I appreciate that by using his fame to draw attention to them he is carrying out a form of community service. The Welsh government <a href="https://www.walesonline.co.uk/news/wales-news/banksy-collector-willing-pay-six-15656998">has since confirmed</a> it will be taking over security for the Port Talbot artwork, and is discussing the future of the piece. Whether by design or because he just isn’t interested in how the work is used, it’s part of Banksy’s artistic practice to leave the work to the mercy of others when it’s complete. However, it could be argued that he could have used <a href="https://www.artspace.com/magazine/art_101/close_look/how-does-banksy-make-money-or-a-lesson-in-art-market-economics-55352">some of his own money</a> to help protect the work, and mitigate against any grief <a href="https://www.bbc.co.uk/news/uk-wales-46810787">he’s caused the garage owner</a>. I’d personally like to see the work sold, and the proceeds used to address some of the social and political issues that Banksy highlights with his work. It worked for Dennis Stinchcombe who, when a mural entitled Mobile Lovers appeared on the doorway of his Bristol youth club in 2014, sold the work and used the funds <a href="https://www.bbc.co.uk/news/uk-wales-46810787">to save the struggling organisation</a>. Whatever happens now, one thing is certain: Banksy certainly knows how to get his work in the news. Image credits: Getty Images This article originally appeared on <a href="https://theconversation.com/banksy-who-should-foot-the-bill-to-protect-his-work-in-public-spaces-109831" target="_blank" rel="noopener">The Conversation</a>.

Art

Cheaper gas and electricity are within our grasp

Virtually every country in the world is facing a crisis in energy costs, yet while other countries can’t do much about it, Australia can. Australia could get its east coast gas producers to supply the domestic gas market for less than A$10 a gigajoule. Earlier this year, prices were more than $40 a gigajoule, and now sit at $25-30 a gigajoule. Tuesday’s budget factored in retail electricity price rises of <a href="https://images.theconversation.com/files/492030/original/file-20221027-18797-tg4woh.JPG">more than 50%</a> over two years. The increases in retail gas prices exceeded 40%. Outlining the budget on Tuesday, Treasurer Jim Chalmers said any responsible government facing these kinds of price hikes needed to “consider a <a href="https://ministers.treasury.gov.au/ministers/jim-chalmers-2022/transcripts/joint-press-conference-main-committee-room-parliament-house">broader suite of regulatory interventions</a>” than in the past. Chalmers had “more work to do” and would work with the states. Here is the key step I think should be taken. To restrain electricity prices, cut gas prices The quickest way to get electricity prices down is to significantly lower the cost of gas. Gas generators come online after cheaper forms of generation have already been pressed into service, and so help set the final price charged. Getting gas prices below $10 a gigajoule would also help households that are facing crippling gas bills, as well as industries that rely on sensibly priced energy for their existence including Australia’s glass, paper and fertiliser industries. Once those industries close, they are unlikely to return. Here’s what’s been done so far. The Turnbull, Morrison and recently the Albanese governments have each reached agreements with the three liquid natural gas producers operating out of Gladstone in Queensland that together control around 90% of east coast reserves. ‘Sufficient supply’ isn’t affordable supply The agreements require the supply of sufficient gas to meet the needs of east coast gas consumers. For a while they worked to reduce then-high domestic prices to sensible levels, because international prices were low. But now international prices have climbed to multiples of usual levels, agreements to supply without specific reference to prices are no longer enough. An agreement to supply “sufficient” quantities of gas at $25-40 per gigajoule is an agreement to not supply much. After industries close, supply will be “sufficient” for the remaining users who can afford it, but it won’t be what we want. We need to get the east coast liquefied natural gas (LNG) producers to supply sufficient gas to the east coast at prices below $10 a gigajoule. They would continue to make a profit at those prices, albeit much less than otherwise. As it happens, the Commonwealth has the power to get such commitments, because it has the power to stop exports. That power gives it complete leverage. We need to be clear on two points. First, there is no suggestion here that the LNG producers’ long-term contracts are at risk. Asian buyers need not be concerned. All three LNG projects were underwritten by long-term contracts at fixed prices. What we are talking about is the gas the three producers have available beyond their need to service these long contracts. This gas can either be exported to the spot, or short-term, market at very high prices or sold domestically. They should be told they can only export gas to the currently lucrative international spot market if they sell sufficient gas domestically to get prices clearly below $10 a gigajoule. Other exporters reserve gas Second, what I am suggesting is akin to what all other gas exporting countries do. Australia has by far the highest domestic gas prices of any gas exporting country. No other country would tolerate its gas being exported while its domestic market is paying the same high prices as international customers. The gas companies need to come to the party, either to earn their “licence to operate” or to avoid the threat of export controls. If they know the threat of export controls is real, I believe they will do what’s necessary without the need to actually control exports. A final point: there can be no argument about “<a href="https://sersolutions.com.au/what-is-sovereign-risk-and-how-does-it-affect-australia/">sovereign risk</a>”, the idea that foreign companies will no longer do business with Australia if it changes the rules. The long-term gas exporting contracts would remain intact. Australia would simply be aligning itself with all other gas exporting nations – and, by the way, with <a href="https://www.wa.gov.au/government/publications/wa-domestic-gas-policy">Western Australia</a>, which has long looked after its residents and businesses by reserving gas to ensure reasonable domestic prices.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/193388/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> Writen by Rod Sims. Republished with permission from <a href="https://theconversation.com/cheaper-gas-and-electricity-are-within-our-grasp-heres-what-to-do-193388" target="_blank" rel="noopener">The Conversation</a>. Image: Getty Images

Money & Banking

"Is this real?" Family in shock after Kate Winslet pays $30k power bill

Kate Winslet has stepped in to help ease the financial strain on a hard-working family, who are full-time carers for their disabled daughter. Mum-of-four Carolynne Hunter started a <a href="https://www.gofundme.com/f/medical-care-for-freya-amid-the-energycrisis?qid=3ad717b05ab76c3332ad308b4e5d11ae" target="_blank" rel="noopener">GoFundMe</a> page to help pay for her electricity bill after they were warned by the council that their bill – normally already high at £6500 ($A11,500) a year – was going to almost triple to the eye-watering amount of £17,000 ($A30,000). Carolynne said her daughter Freya, 12, has severe cerebral palsy and chronic breathing problems, and relies on the oxygen machine to help her breathe. “Freya has the most beautiful smile,” Ms Hunter wrote in the GoFundMe. She said her daughter was “enriching our lives every day”. With the cost of living crisis reaching catastrophic levels in the UK, the family, who live in a council house in the Scottish town of Tillicoultry, didn’t know how they were going to afford the massive bills. “I have no way of reducing the usage of energy in our home,” the 49-year-old mum wrote. “My older daughter and I have historically lived in fuel poverty to keep Freya safe and comfortable making sure all her medical needs are being met whilst allowing me to keep my bills as low as possible. “We dread every winter in our cold home.” Carolynne got the shock of her life when her GoFundMe page raised the amount of money needed with one donation, with the $30,000 gift coming from "Kate Winslet and Family". The mum told <a title="www.bbc.com" href="https://www.bbc.com/news/uk-scotland-tayside-central-63599369">BBC Scotland</a> she “burst into tears” at the news that the actress had made the huge donation. “Our journey as family has been very traumatic and I just feel done at this point in my life,” she said. “When I heard about the money I just burst into tears – I thought it wasn’t even real. I’m still thinking is this real?” Image credits: GoFundMe / Getty Images

Caring

7 tricks to use less phone data – and lower your phone bill

Turn off background app refresh <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/01-background-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> When this feature is enabled, your apps are constantly refreshing so that they can show you the most recent content when opened. This includes email synching, weather widgets updating, and feeds refreshing. For the iPhone: Turn off the background app refresh by going to Settings > General > Background App Refresh. For Android: Go to Settings > Data Usage > Restrict app background data. This will allow you to turn the feature off for all apps or you can pick and choose which ones you want to turn off. Disable apps that use a lot of data <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/02-disable-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> There are certain apps that use more data than others, whether you use them frequently or not. For ones that you don’t use often, turn off cellular data. For the iPhone: Go to Settings > Cellular > then under “Use Cellular Data For” switch certain apps to off. Turn off app updates <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/03-updates-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> If your apps update automatically your phone will start the download whether you are connected to Wi-Fi or not. To turn this off on an iPhone, go to Settings > iTunes & App Stores > turn off Use Cellular Data. For an Android, go to Settings > under General click Auto-update apps > Auto-update apps over Wi-Fi only. Then, your apps will only update when you are connected to Wi-Fi. Turn off Wi-Fi assist <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/04-wifi-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> Wi-Fi assist automatically uses your cellular data when the Wi-Fi signal is poor. To disable Wi-Fi assist for an iPhone go to Settings > Cellular > turn off Wi-Fi Assist. Turn off iCloud drive <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/05-icloud-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> When iCloud is enabled it is constantly moving documents in and out of the cloud. Use less cell phone data by turning iCloud off. To do this on the iPhone got to Settings > iCloud > turn off iCloud Drive. Download music <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/06-download-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> When you are on the go, streaming music, podcasts, or videos can really eat away at your data. Both the iPhone and Android phones let you restrict these apps to Wi-Fi only. Turning this setting on will force you to download them when connected to a Wi-Fi network and then allow for data free listening on the move. Turn off cellular data completely <img src="https://oversixtydev.blob.core.windows.net/media/2022/10/07-turn-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /> If you know that you are about to reach you data limit or are saving it for the road trip you have coming up, you can simply turn off cellular data. This way, no data will be used, and certain apps will only work if you are connected to a Wi-Fi network. Written by Morgan Cutolo. This article first appeared in <a href="https://www.readersdigest.co.nz/culture/7-tricks-to-use-less-phone-data-and-lower-your-phone-bill" target="_blank" rel="noopener">Reader’s Digest</a>. For more of what you love from the world’s best-loved magazine, <a href="http://readersdigest.innovations.co.nz/c/readersdigestemailsubscribe?utm_source=over60&utm_medium=articles&utm_campaign=RDSUB&keycode=WRA87V" target="_blank" rel="noopener">here’s our best subscription offer.</a> Images: NICOLE FORNABAIO/RD.COM

Technology

Simple tricks to reduce your winter energy bills

It’s that time of the year when the temperature drops and your energy bills start to go in the opposite direction – up! Stay warm and reduce your bills with these simple tricks to help you save energy. Winter is a time when we love to hibernate at home and stay toasty warm but the impact this can have on the electricity bill can be enormous. Having said that, it’s possible to stay warm and reduce the chill on your hip pocket with smart ways of keeping your home and yourself warm during winter. Rug up An easy way to save electricity and stay warm in winter is to put on suitable clothing. A big woolly jumper, warm pants and indoor slippers are not only comfortable for relaxing around the home, they’ll also keep you toasty warm. While you don’t have to resort to wearing a big coat or jacket inside your own home, it’s a good idea to put on an extra couple of layers and save having to switch on the heater. However, don’t endure being cold for the sake of not putting on your heater. Find what works for you, as long you’re comfortable and warm. Seal your home Chilly draughts from poorly sealed windows and doors can be both a nuisance and account for a big percentage of heat loss from naturally insulated rooms or the heater. Keep the heat inside by sealing any gaps and cracks in external walls, floors and the ceiling. You can seal external doors with draught stoppers or those classic door snakes at the bottom of doors, and install weather stripping around the frames. Load up on blankets Who needs an electric blanket when you can add any number of layers to your bed? It can be duvets, doonas, quilts and comforters, just keep layering until your bed is a warm haven. A good tip is when you’re about to go to bed, to get the same instant warmness as an electric blanket, heat a hot water bottle and pop it between the sheets. While it won’t heat the entire bed evenly, it can make the bed feel warmer while your body adjusts to the enclosed space. Let the sun in Winter can sometimes offer up a surprise in the form of a clear blue sky and some warming sunlight. When it does, open up the windows and doors (if there’s no cool breeze) and allow the natural rays to heat your home naturally. Shop around for energy providers This is the best way to make sure you’re getting a good deal on your energy usage. Depending on what state you live in, you should be able to find a range of energy retailers offering competitive prices for their services. Image: Getty Images

Money & Banking

Producing electricity from your sweat might be key to next wearable technology

Imagine a world where the smart watch on your wrist never ran out of charge, because it used your sweat to power itself. It sounds like science fiction but researchers have figured out how to engineer a <a href="https://cosmosmagazine.com/science/biology/bacterial-biofilm/" target="_blank" rel="noreferrer noopener">bacterial biofilm</a> to be able to produce continuous <a href="https://cosmosmagazine.com/science/electricity-from-sweaty-fingertips/">electricity fr</a><a href="https://cosmosmagazine.com/science/electricity-from-sweaty-fingertips/" target="_blank" rel="noreferrer noopener">o</a><a href="https://cosmosmagazine.com/science/electricity-from-sweaty-fingertips/">m perspiration</a>. They can harvest energy in evaporation and convert it to electricity which could revolutionise wearable electronic devices from personal medical sensors to electronics. The science is in a <a href="https://www.nature.com/articles/s41467-022-32105-6#ref-CR7" target="_blank" rel="noreferrer noopener">new study</a> published in Nature Communications. “The limiting factor of wearable electronics has always been the power supply,” says senior author Jun Yoa, professor of electrical and computer engineering at the University of Massachusetts Amherst (UMass), in the US. “Batteries run down and have to be changed or charged. They are also bulky, heavy, and uncomfortable.” But the surface of our skin is constantly moist with sweat, so a small, thin, clear and flexible biofilm worn like a Band-Aid could provide a much more convenient alternative. The biofilm is made up of a sheet of bacterial cells approximately 40 micrometres thick or about the thickness of a sheet of paper. It’s made up a genetically engineered version of the bacteria Geobacter sulfurreducens to be exact. G. sulfurreducens is a microorganism known to <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3209890/#:~:text=Interestingly%2C%20Geobacter%20sulfurreducens%20also%20called,electron%20transfer%20through%20the%20biofilms." target="_blank" rel="noreferrer noopener">produce electricity</a> and has been used previously in “<a href="https://www.nature.com/articles/s41579-019-0173-x" target="_blank" rel="noreferrer noopener">microbial fuel cells</a>”. These require the bacteria to be alive, necessitating proper care and constant feeding, but this new biofilm can work continuously because the bacteria are already dead. “It’s much more efficient,” says senior author Derek Lovley, distinguished professor of Microbiology at UMass Amherst. “We’ve simplified the process of generating electricity by radically cutting back on the amount of processing needed. “We sustainably grow the cells in a biofilm, and then use that agglomeration of cells. This cuts the energy inputs, makes everything simpler and widens the potential applications.” The process relies on evaporation-based electricity production – the <a href="https://www.nature.com/articles/s41565-018-0228-6" target="_blank" rel="noreferrer noopener">hydrovoltaic effect</a>. Water flow is driven by evaporation between the solid biofilm and the liquid water, which drives the transport of electrical charges to generate an electrical current. G. sulfurreducens colonies are grown in thin mats which are harvested and then have small circuits etched into them using a laser. Then they are sandwiched between mesh electrodes and finally sealed in a soft, sticky, breathable polymer which can be applied directly onto the skin without irritation. Initially, the researchers tested it by placing the device directly on a water surface, which produced approximately 0.45 volts of electricity continuously. When worn on sweaty skin it produced power for 18 hours, and even non-sweating skin generated a substantial electric output – indicating that the continuous low-level secretion of moisture from the skin is enough to drive the effect. “Our next step is to increase the size of our films to power more sophisticated skin-wearable electronics,” concludes Yao. The team aim to one day be able to power not only single devices, but entire electronic systems, using this biofilm. And because microorganisms can be mass produced with renewable feedstocks, it’s an exciting alternative for producing renewable materials for clean energy powered devices. <img id="cosmos-post-tracker" style="opacity: 0; height: 1px!important; width: 1px!important; border: 0!important; position: absolute!important; z-index: -1!important;" src="https://syndication.cosmosmagazine.com/?id=200509&title=Producing+electricity+from+your+sweat+might+be+key+to+next+wearable+technology" width="1" height="1" /> <div id="contributors"> <a href="https://cosmosmagazine.com/technology/electricity-from-sweat-biofilm/" target="_blank" rel="noopener">This article</a> was originally published on <a href="https://cosmosmagazine.com" target="_blank" rel="noopener">Cosmos Magazine</a> and was written by <a href="https://cosmosmagazine.com/contributor/imma-perfetto" target="_blank" rel="noopener">Imma Perfetto</a>. Imma Perfetto is a science writer at Cosmos. She has a Bachelor of Science with Honours in Science Communication from the University of Adelaide. Image: Liu et al., doi.org/10.1038/s41467-022-32105-6 </div>

Technology

Woman “harassed” over previous tenant’s 78 cent bill

A furious Sydney has slammed energy provider Dodo for “harassing” her over an unpaid energy bill belonging to the previous tenant. Since moving into her new rental apartment just two months ago, she has received several urgent notices concerning the “outrageous debt” of just 78 cents. “Who the f*** is running this company?” she wrote in a fuming post to Facebook on Friday, answering her own question, “A pack of f**kin dodos”. “I’ve been in this apartment two months, this is the third – that’s THREE – letter of demand for the outrageous debt of 78 cents owed by the former tenant,” she wrote. The woman then speculated that it cost the energy provider more than the amount owing on the bill to send the letters in the first place. “It’s cost them a sh**tonne more than that in postal costs, let alone the wages of the person I gave an ear bashing to,” she wrote, instructing the company to “bog off”. She then included a photo of the bill in question, which read, “This notice is to advise you that your final electricity amount remains unpaid and is overdue, as a result of your Pay on Time discount has been removed and the total amount of $00.78 is now overdue.” The company’s persistence caused many online to react in a similar way to the recipient of the letter, with many in disbelief at why they don’t just let it go. The woman clarified in a comment she called Dodo after receiving the invoice for a second time, but it seemed her effort had been wasted. “I have called them after the second letter to inform them the dude was no longer living here. They wanted to know my name … and eventually said they’d fix it up,” she wrote. “Maybe they thought they’d give it one last go – after all, it’s the princely sum of 78 cents at stake! Next time I will demand a recompense.” Image credits: Facebook

Real Estate

Heat yourself, not your house: how to survive winter with a 15℃ indoor temperature

How high should you put the heating up over winter? If you don’t mind the bills and ecological impact, you have the encouragement of the World Health Organization to keep the house warm. They recommend an indoor temperature of <a href="https://apps.who.int/iris/bitstream/handle/10665/275839/WHO-CED-PHE-18.03-eng.pdf" target="_blank" rel="noopener">at least 18°</a>, declaring that you face health risks at lower temperatures. This advice is echoed by the <a href="https://www.energy.gov.au/households/household-guides/seasonal-advice/winter" target="_blank" rel="noopener">Australian government</a>. The tone of <a href="https://www.ncbi.nlm.nih.gov/books/NBK535294" target="_blank" rel="noopener">some reports</a> is monitory and severe. Based on these instructions, anyone would feel a reflex to bump up the thermostat. But before you brace for the bill-shock amid soaring energy prices, consider a different approach. Some people cope positively with the freeze and others face deep winter with panic. Given the range of psychological responses, I can only imagine there would be a difference in how people’s health would fare. If I’m full of dread at the prospect of feeling chilly, this stress could aggravate existing health issues. It is entirely possible to avoid heating your entire house to 18℃ to stay warm. If you view your cold house as a project, you can take pleasure in the power of staying warm in your modern cave, while remembering that we evolved to withstand the cold with fewer options than we have today. Staying warm in a cold house Over the last couple of winters, I’ve discovered many strategies for comfortable living at lower room temperatures. To add to traditional methods such as multiple layers of clothing and physical activity, there are now excellent appliances to fend off the chill. Personal heating devices have become rightly popular, such as electrical heated throw rugs to <a href="https://www.jstor.org/stable/90022948" target="_blank" rel="noopener">warm your clothing</a> rather than ambient air. These new devices – think a more flexible electric blanket – are extremely efficient. Canberra energy efficiency enthusiast David Southgate found using these devices rather than heating the air <a href="https://southgateaviation.files.wordpress.com/2020/02/2019-annual-report-v2.pdf" target="_blank" rel="noopener">cut his heating bill</a> by 95%. <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=1000&fit=clip"><img src="https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=401&fit=crop&dpr=1 600w, https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=401&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=401&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=503&fit=crop&dpr=1 754w, https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=503&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/472222/original/file-20220704-18-sz6rcn.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=503&fit=crop&dpr=3 2262w" alt="electric throw" /></a><figcaption>Electric throw rugs and other personal heating devices are gaining popularity. Shutterstock</figcaption></figure> Personally, I have found adequate clothing makes a temperature of 15℃ acceptable. In fact, dressing warmly poses more risk of overheating with low levels of activity. It’s satisfying to create your own warmth rather than rely on artificially supplied warmth. You start to notice thermodynamic properties of clothing that you’d never appreciate by relying on a thermostat. If you wear a hooded gown, you’ll find not only that your ears are warm from being covered, but your uncovered face becomes flushed. That’s because warmth generated by your body wafts upward to escape through the aperture of the hood. As a result, the air that you breathe is also warm. When it comes to clothing, we can equate warmth simply with insulation. In turn, we assess the insulating qualities of textiles with their thickness or <a href="https://www.abc.net.au/everyday/warmest-materials-fabrics-winter-clothing/101155486" target="_blank" rel="noopener">air-trapping abilities</a>. We often tend to overlook the design of the clothing, which plays a key role in funnelling body warmth to exposed skin. The archetype of the hood was known two millennia before thermostats in both Greece (the garments μαφόρτης and κάλυμμα) and Rome (the garments cucullus, lacerna and tunica palliolata). They’re just as effective today. Wearing a cowl won’t warm up your hands; but if the rest of you is warm – especially your feet – your exposed hands will benefit by the circulation. For anyone unconvinced by this assurance, fingerless gloves are a backstop. The way medical science has catastrophised indoor temperatures lower than 18℃ wouldn’t be so bad if it were only incurious and unimaginative. Alas, there are alarming ecological consequences of a population believing that they’ll automatically get sick in the cold. Carbon emissions from domestic heating are significant. You get a picture from gas bills in Queensland, which go up 1.4 times from summer to winter. In colder states, the figure is <a href="https://www.energycouncil.com.au/analysis/winter-energy-bills-avoid-a-shock" target="_blank" rel="noopener">much higher</a>: 3.5 times in Victoria and 5.2 times in nippy Tasmania. We have to scrutinise if we really need our thermostats pegged at 18℃. Before we accept recommendations on indoor temperatures by medical authorities, we need to know if the science has grappled with different experiences of cold. Future research must distinguish between people in a cool room who feel cold and miserable or feel protected against cold by a range of practical measures. Understanding the effect of these variables is urgent, because current authoritative guidance pushes us into heating our houses more than we have to. For most of the world, that means burning fossil fuel.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/185587/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/robert-nelson-1355694" target="_blank" rel="noopener">Robert Nelson</a>, Honorary Principal Fellow, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722" target="_blank" rel="noopener">The University of Melbourne</a> This article is republished from <a href="https://theconversation.com" target="_blank" rel="noopener">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/heat-yourself-not-your-house-how-to-survive-winter-with-a-15-indoor-temperature-185587" target="_blank" rel="noopener">original article</a>. Image: Getty Images

Home Hints & Tips

How to get out of the energy crisis, according to top technology experts

Low-emissions technology and renewable energy are the way out of the current energy crisis, according to the Australian Academy of Technology and Engineering. In its <a href="https://www.atse.org.au/news-and-events/article/here-and-now-the-state-of-low-emissions-technology-in-australia" target="_blank" rel="noreferrer noopener">new report</a> on the state of low-emissions technology, the academy emphasises that existing renewable energy sources – like solar, wind, batteries and pumped hydro – are mature technologies which will provide cheaper and more reliable energy in the long term. While they’re already a big part of our energy mix, it’s going to take more work before they’re dominant. According to the academy, Australia needs more policy, big infrastructure investments, and broad social support to transition completely to these technologies. “By deploying clean energy on the huge scale required to replace fossil fuels, we can eliminate nearly three quarters of global emissions and enhance global energy security,” says academy fellow Katherine Woodthorpe, former director of the Australian Renewable Energy Agency (ARENA) and Vast Solar. “In Australia, it will also lead to cheaper and more reliable supplier pricing for onshore manufacturers as well as a potentially exportable resource.” Professor Renate Egan, research leader for the University of New South Wales at the Australian Centre for Advanced Photovoltaics says: “Australia-wide, we already get 32% of our electricity from renewables. And that’s actually doubled in five years. “We need that to double again. We can do it possibly in five years, but at least in 10 years.” At the centre of the transition lies our <a href="https://www.atse.org.au/news-and-events/article/here-and-now-the-state-of-low-emissions-technology-in-australia" target="_blank" rel="noreferrer noopener">energy grid</a>. Formerly something that ran off a handful of big energy producers, the grid is becoming more and more complicated with the addition of smaller and more diverse energy sources – from rooftop solar, to large batteries and offshore wind farms. <figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"> <div class="wp-block-embed__wrapper"> <div class="entry-content-asset"> <div class="embed-wrapper"> <div class="inner"><iframe title="Cosmos Shorts: What is the grid?" src="https://www.youtube.com/embed/KmCXCXa5loA?feature=oembed" width="500" height="281" frameborder="0" allowfullscreen="allowfullscreen"></iframe></div> </div> </div> </div> </figure> Egan refers to the modernising grid as an “internet of energy”. “With [energy] being generated in all different places and flowing in all different directions, we really need better monitoring, measuring and analysis of what’s going on, to allow us to make smart decisions,” says Egan. Fortunately, the technology now exists to manage this change too. “You’ll need smart sensors deployed pretty much everywhere producing a huge volume of data, with smart software to analyse and make use of that data,” says academy fellow George Maltabarow, the former managing director of Ausgrid. Academy fellow Professor Lachlan Blackhall, head of the battery storage and grid integration program at the Australian National University says: “This trend of distributed energy resources is actually happening globally. <div class="newsletter-box"> <div id="wpcf7-f6-p197575-o1" class="wpcf7" dir="ltr" lang="en-US" role="form"> </div> </div> “We’re seeing a really significant increase in the decentralisation of all energy systems. But Australia is actually on track to have the most decentralised energy system of anywhere in the world.” Strengthening and diversifying the grid is particularly important, because electricity will be providing more of our energy in general. <figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"> <div class="wp-block-embed__wrapper"> <div class="entry-content-asset"> <div class="embed-wrapper"> <div class="inner"><iframe title="Cosmos Shorts: What could our future electricity grid look like?" src="https://www.youtube.com/embed/hGWw3gF7Z9k?feature=oembed" width="500" height="281" frameborder="0" allowfullscreen="allowfullscreen"></iframe></div> </div> </div> </div> </figure> Maltabarow says the transition away from fossil fuels “is going to require electrifying just about everything”. This transition includes household gas supplies – although gas power stations will <a href="https://cosmosmagazine.com/technology/gas-price-energy-crisis/" target="_blank" rel="noreferrer noopener">likely still have a small role to play</a> as a peak transition fuel for the next few decades. <a href="https://cosmosmagazine.com/technology/cosmos-briefing-electric-vehicles/" target="_blank" rel="noreferrer noopener">Electric vehicle</a> batteries could also provide some additional storage space for the grid to use. “We really do have all of the technology that we’re going to need, so it’s really important that we also focus on the social and the economic,” says Blackhall. “One of the key things that we do advocate for is actually an increase in the amount of social science research, in particular, that’s being done to actually go out and understand householder and community expectations and ensure that we have social licence for this very significant energy transition.” Social support is particularly important in the context of the current crisis, where energy prices are 115% higher than previous records, and <a href="https://cosmosmagazine.com/technology/aemo-energy-market-gas-crisi/" target="_blank" rel="noreferrer noopener">trading was temporarily suspended</a> by the Australian Energy Market Operator (AEMO). “The current crisis has been a decade in the making,” says Maltabarow. “In the short to medium term, prices are going to increase. The challenge is to make sure that increase is minimised to the extent that we can.” Academy fellow Alex Wonhas, a member of the NSW Energy Corporation’s advisory board and former head of engineering and system design at AEMO says Australia “has the technologies to avoid a future crisis”. “However, we must act now to lay the foundation of a truly modern energy system,” Wonhas says. “That requires investment in a whole mix of different technologies.” <img id="cosmos-post-tracker" style="opacity: 0; height: 1px!important; width: 1px!important; border: 0!important; position: absolute!important; z-index: -1!important;" src="https://syndication.cosmosmagazine.com/?id=197575&title=How+to+get+out+of+the+energy+crisis%2C+according+to+top+technology+experts" width="1" height="1" /> <div id="contributors"> <a href="https://cosmosmagazine.com/technology/energy-crisis-escape-transition/" target="_blank" rel="noopener">This article</a> was originally published on <a href="https://cosmosmagazine.com" target="_blank" rel="noopener">Cosmos Magazine</a> and was written by <a href="https://cosmosmagazine.com/contributor/ellen-phiddian" target="_blank" rel="noopener">Ellen Phiddian</a>. Ellen Phiddian is a science journalist at Cosmos. She has a BSc (Honours) in chemistry and science communication, and an MSc in science communication, both from the Australian National University. Image: Getty Images </div>

Technology

Keen to retrofit your home to lower its carbon footprint and save energy? Consider these 3 things

If you’re anything like me, you’re increasingly <a href="https://www.abc.net.au/news/2021-09-16/work-from-home-productivity-commission-study/100465258" target="_blank" rel="noopener">working from home</a>, one that was built before energy efficiency measures were introduced in Australia. With temperatures along the east coast plunging and <a href="https://theconversation.com/why-did-gas-prices-go-from-10-a-gigajoule-to-800-a-gigajoule-an-expert-on-the-energy-crisis-engulfing-australia-184304" target="_blank" rel="noopener">power bills skyrocketing</a>, heating (and cooling) our homes is an energy intensive, expensive affair. Almost <a href="https://www.abc.net.au/news/2021-11-04/energy-efficiency-carbon-offset-homes-sharehouse-rentals/100590596" target="_blank" rel="noopener">8 million homes</a> across Australia lack sufficient insulation, use sub-par heating and cooling equipment, or are badly designed. Indeed, these 8 million pre-energy rated homes <a href="http://www.powerhousingaustralia.com.au/resources/" target="_blank" rel="noopener">account for 18% of Australia’s greenhouse gas emissions</a>. And <a href="https://theconversation.com/if-youre-renting-chances-are-your-home-is-cold-with-power-prices-soaring-heres-what-you-can-do-to-keep-warm-184472" target="_blank" rel="noopener">research finds</a> 26% of Australians across all housing types can’t stay warm at least half of the time during winter. Retrofitting this housing stock to be more energy efficient is essential to successfully meet Australia’s target of cutting emissions 43% by 2030, while finding comfort in our future of intensifying climate extremes. <blockquote class="twitter-tweet"> A take-away from the current energy supply squeeze: energy efficiency pays. Whether retrofit or new build, do it to high standards and reap the benefits. Also, we need proper minimum standards in buildings and fleet wide emissions standards for vehicles. — Frank Jotzo (@frankjotzo) <a href="https://twitter.com/frankjotzo/status/1536988473495736320?ref_src=twsrc%5Etfw">June 15, 2022</a></blockquote> My <a href="https://www.intechopen.com/chapters/79914" target="_blank" rel="noopener">research into net-zero emissions retrofitting</a> identifies three broad categories that must be considered when retrofitting existing homes to be more climate friendly: <ol> <li> <a href="https://multicomfort.saint-gobain.co.uk/recommended-level-of-light-into-a-building/" target="_blank" rel="noopener">visual comfort</a>: the sufficient quality, quantity and distribution of light </li> <li> <a href="http://www.greeneducationfoundation.org/green-building-program-sub/learn-about-green-building/1239-thermal-comfort.html" target="_blank" rel="noopener">thermal comfort</a>: determined by the temperature, humidity, air flow and a person’s physical condition </li> <li> energy consumption: the amount of energy we use, and the <a href="https://www.yourhome.gov.au/materials/embodied-energy" target="_blank" rel="noopener">energy used</a> in manufacturing, transporting, constructing, maintaining, and removal of materials to build our homes. </li> </ol> 1. Visual comfort It’s vital to understand how much sunlight the outside and interior of your home is exposed to. One can, accordingly, re-organise interior functions based on the demand for lighting, heating or cooling needs. During summer, spaces used often during the day, such as your home office, could benefit from being in places that receive less direct sunlight, so are cooler. In winter, consider moving your home office set up to a room with higher levels of direct sunlight, where it’s warmer. This will naturally reduce the amount of energy needed to cool or heat these rooms while allowing for comfortable working conditions. Other ways we can find more visual comfort include modifying the size of windows and skylights to let in more sunlight. To diffuse harsh lighting, consider <a href="https://www.geelongaustralia.com.au/common/public/documents/8d37431053e9065-Imap%202-1%20Sunshading.pdf" target="_blank" rel="noopener">adding screens, sun baffles, overhangs, or pergolas</a> over windows. You can also replace your lights with LEDs equipped with linear controllers and motion sensors in places where lights tend to be left on. <a href="https://www.energy.gov.au/households/lighting#:%7E:text=LEDs%20are%20better%20value%20for,bulbs%20ending%20up%20in%20landfill." target="_blank" rel="noopener">LEDs use around 75% less energy than halogen light bulbs</a>. <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=1000&fit=clip"><img src="https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=400&fit=crop&dpr=1 600w, https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=400&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=400&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=503&fit=crop&dpr=1 754w, https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=503&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/469149/original/file-20220616-11-lzxmcp.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=503&fit=crop&dpr=3 2262w" alt="" /></a><figcaption>Moving your home office to rooms with more sunshine can help you save energy in winter. Unsplash, <a class="license" href="http://creativecommons.org/licenses/by/4.0/" target="_blank" rel="noopener">CC BY</a></figcaption></figure> 2. Thermal comfort Older Australian homes are <a href="https://blog.csiro.au/draught-proof-house/" target="_blank" rel="noopener">incredibly draughty</a>, and a lot of the energy we spend cooling or heating our homes escapes outside due to poor insulation. Retrofitting to improve your home’s natural ventilation can reduce the number of times you need to switch on the heater or air conditioner. <a href="https://www.greenbuilding.org.au/Articles/Sealing-Building-Envelope.htm" target="_blank" rel="noopener">Sealing outside and internal surfaces</a> until they’re airtight is crucial. <a href="https://build.com.au/how-improve-your-homes-insulation" target="_blank" rel="noopener">Different surfaces</a> – whether walls, floors or ceilings – require different methods, types and thicknesses of insulation. Walls, for instance, require a “blow-in” method. This can involve installing cellulose foam or <a href="https://build.com.au/glass-wool-insulation" target="_blank" rel="noopener">glasswool</a> (made from fibreglass) into the wall, via a <a href="https://build.com.au/wall-insulation" target="_blank" rel="noopener">small hole through the wall cavities</a> (for cellulose foam) or laying glasswool batts in wall cavities. Floors, on the other hand, can require insulation panels fitted between timber or steel supports or foam boards. <a href="https://zeroenergyproject.org/build/twelve-steps-affordable-zero-energy-home-construction-design/super-insulate-net-zero-building-envelope/" target="_blank" rel="noopener">Also important</a> is to choose materials and methods that maximise insulation while minimising thermal bridging. A <a href="https://blog.passivehouse-international.org/what-is-a-thermal-bridge/" target="_blank" rel="noopener">thermal bridge</a> is a weak point where heat is lost, such as wall intersections, connecting points of mounting brackets, and even penetration points of electric cables. <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=1000&fit=clip"><img src="https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=450&fit=crop&dpr=1 600w, https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=450&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=450&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=566&fit=crop&dpr=1 754w, https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=566&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/469147/original/file-20220616-21-adexyd.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=566&fit=crop&dpr=3 2262w" alt="" /></a><figcaption>Insulating the walls is crucial to stabilise temperatures inside. Shutterstock</figcaption></figure> Between <a href="https://blog.csiro.au/renovating-or-retrofitting/" target="_blank" rel="noopener">ten and 35%</a> of the energy we spend cooling or heating our homes escapes through single glazed windows and doors. Installing double or triple glazed windows and doors will go a long way to keep temperatures more stable inside. It’s worth noting the <a href="https://build.com.au/window-energy-rating-scheme" target="_blank" rel="noopener">energy performance rating systems</a> on measurement labels, which are often attached to window and door units you can buy in stores. Ultimately, a combination of improved natural ventilation and mechanical ventilation (such as air conditioners as fans) can result in considerable energy savings – <a href="https://thefifthestate.com.au/articles/making-the-building-do-the-work-natural-ventilation-design/" target="_blank" rel="noopener">up to 79%</a> in some instances. 3. Energy consumption While the above strategies will result in significant energy savings, it’s also vital to consider the energy required to produce and manufacture <a href="https://www.pembina.org/pub/embodied-carbon-retrofits" target="_blank" rel="noopener">retrofitting materials</a>. Consider using salvaged or recycled materials where possible, or choosing locally made products which avoid emissions associated with transport. Effectively installing solar panels can offset this “hidden” carbon. Let’s say you’ve done all you can to lower your home’s carbon footprint – you’ve rolled out insulation, installed double glazed windows and made the most of sunshine. You can then calculate the energy you still use to heat or cool your home. This number will determine how many rooftop solar panels you should install to break even, rather than simply installing as many panels that can fit. This will not only save you money, but also minimise waste. Researchers estimate that by 2047, Australia will accumulate <a href="https://theconversation.com/stop-removing-your-solar-panels-early-please-its-creating-a-huge-waste-problem-for-australia-160546" target="_blank" rel="noopener">1 million tonnes</a> of solar panel waste. It’s worth opting for solar panels with micro-inverters, which capture optimal energy performance per panel while allowing you to add more panels in future if needed. <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=1000&fit=clip"><img src="https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=400&fit=crop&dpr=1 600w, https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=400&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=400&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=503&fit=crop&dpr=1 754w, https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=503&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/469146/original/file-20220616-11210-4f8kun.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=503&fit=crop&dpr=3 2262w" alt="" /></a><figcaption>Solar panels can offset some of the carbon associated with manufacturing the materials you’ve purchased. Shutterstock</figcaption></figure> Another option is to use <a href="https://www.radiantheatingandcooling.com.au/geothermal-or-air-source-heat-pumps/" target="_blank" rel="noopener">air-source heat pumps</a>, which absorb heat from outside and bring it inside (like a reverse air conditioner). These can take the form of mini-split heat pumps for individual rooms, or multi-zone installations. They can sense indoor temperature, and operate at variable speeds and heating or cooling intensity, which means their energy performance is very efficient. My <a href="https://www.intechopen.com/chapters/79914" target="_blank" rel="noopener">research</a> finds well-planned use of such systems can reduce the energy used for heating by 69% and cooling by 38%. It’s well worth the effort These retrofitting ideas might seem expensive, or take too much time. However, they’ll often save you money in the long run as energy prices become increasingly uncertain. You can look to <a href="https://www.everybuildingcounts.com.au/?__hstc=213300875.d01baaf20feef1321eed69f68f6b9ce7.1644286749265.1644286749265.1644286749265.1&__hssc=213300875.1.1644286749266&__hsfp=475898586" target="_blank" rel="noopener">Every Building Counts</a>, an initiative by the <a href="https://new.gbca.org.au/" target="_blank" rel="noopener">Green Building Council</a> and the <a href="https://www.propertycouncil.com.au/" target="_blank" rel="noopener">Property Council of Australia</a>, which provides practical plans for emission reduction. Australia can also learn from ongoing efforts by the <a href="https://energiesprong.org/?country=the-netherlands" target="_blank" rel="noopener">Energiesprong network</a> in the Netherlands. This network is industrialising energy efficiency with <a href="https://energiesprong.org/this-dutch-construction-innovation-shows-its-possible-to-quickly-retrofit-every-building/" target="_blank" rel="noopener">prefabricated retrofitting building elements</a>. Some initiatives include lightweight insulated panels that can simply be placed in front of existing walls of homes. These panels are precisely fitted after carefully laser scanning a facade and robotically cutting openings to match existing homes. Harnessing contemporary technology is vital for a speedy net-zero transition.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/175921/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/nimish-biloria-772399" target="_blank" rel="noopener">Nimish Biloria</a>, Associate Professor of Architecture, <a href="https://theconversation.com/institutions/university-of-technology-sydney-936" target="_blank" rel="noopener">University of Technology Sydney</a> This article is republished from <a href="https://theconversation.com" target="_blank" rel="noopener">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/keen-to-retrofit-your-home-to-lower-its-carbon-footprint-and-save-energy-consider-these-3-things-175921" target="_blank" rel="noopener">original article</a>. Image: Getty Images

Home Hints & Tips

Household appliances that use the most energy

As the colder months are well and truly settling in, a lot of us are relying on our various devices and appliances to make winter a little easier. However, as energy bills continue to rise, it’s worth being aware of things in our home that leech more electricity than others and therefore drive our electricity bills even higher. With general household appliances being responsible for more than 30% of your energy consumption, it's reflecting on your daily usage habits of appliances, and making any substitutes where you can. One of the main energy drains in most households are tumble dryers. While they are certainly a convenient purchase, dryers can drastically increase your electricity bill, as regularly using your clothes dryer can cost you anywhere from $100-$650 a year. To cut down the costs of your dryer, only tumble dry your clothes when absolutely necessary, which is admittedly a lot easier said than done in winter. If you can hang out your clothes to dry them, take advantage of this option. Also, make sure you turn off your tumble dryer at the powerpoint when it’s not in use, as some dryers can still use energy even when they’re not being used. Another huge power drain is fridges, as they are in use 24 hours a day. As we can’t go without a fridge, and can’t unplug it when it’s not in use (because it's always in use), it's important to pick the right fridge for your needs. Choosing a smaller fridge can help cut some electricity costs, as bigger units use more power to keep on. Also, look for the energy efficient stickers on fridges when making your purchase and decide accordingly. Air conditioning units and heaters can also contribute to almost 40% of your total energy bill, especially in times of extreme weather. For the sake of your electricity bill, it's best to limit the use of these appliances where you can and stay warm in other ways. Think electric blankets, cups of tea and only the cosiest slippers. And again, looking out for energy efficient stickers on these appliances when you’re buying them will help you save big bucks on your bills. Other smaller appliances such as TVs, computer monitors and even kettles are notorious for passively draining the electricity when they’re not being used. In order to prevent this accumulative energy drain, be sure to switch off these appliances at the powerpoint when you’re not using them, and your next electricity bill will thank you. Image credits: Getty Images

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Keen to retrofit your home to lower its carbon footprint and save energy? Consider these 3 things

Household appliances that use the most energy

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"There's no way": Man receives $52 billion tax bill

Tourist slapped with $225k bill after simple mistake

Why Mr Bean is being blamed for decreasing electric vehicle sales

5 tips for getting off gas at home – for a cleaner, cheaper, healthier all-electric future

Cooking (and heating) without gas: what are the impacts of shifting to all-electric homes?

"My unexpected $223,000 overseas bill"

How to avoid mobile phone bill horror stories when travelling

1 in 4 households struggle to pay power bills. Here are 5 ways to tackle hidden energy poverty

Dad’s horror at six-year-old’s massive bill

Banksy: who should foot the bill to protect his work in public spaces?

Cheaper gas and electricity are within our grasp

"Is this real?" Family in shock after Kate Winslet pays $30k power bill

7 tricks to use less phone data – and lower your phone bill

Simple tricks to reduce your winter energy bills

Producing electricity from your sweat might be key to next wearable technology

Woman “harassed” over previous tenant’s 78 cent bill

Heat yourself, not your house: how to survive winter with a 15℃ indoor temperature

How to get out of the energy crisis, according to top technology experts

Keen to retrofit your home to lower its carbon footprint and save energy? Consider these 3 things

Household appliances that use the most energy

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